Whether you ride a bike or drive a car, we ensure you are protected against accidents, theft, and legal liabilities. Get instant quotes and enjoy cashless claim benefits at 5000+ network garages.
From mandatory third-party to all-round comprehensive protection
Mandatory by law. Covers damages to third-party vehicles, property, and injuries to others.
Covers own damage due to accidents, theft, fire, natural calamities, along with third-party liability.
Repair your vehicle at 5000+ network garages across India without paying cash upfront.
Enhance protection with Zero Depreciation, Engine Protect, and Roadside Assistance covers.
Standard policies depreciate parts. Add-ons ensure full value recovery.
Get full claim without depreciation deduction on parts replacement
Covers engine damage due to water ingression or oil leakage
24x7 help for breakdown, flat tyre, battery jumpstart, towing
Get full invoice value in case of total loss or theft
Get your claim settled quickly with our streamlined process
Report the incident via call, app, or website immediately
Submit claim form, photos, FIR (if applicable), RC, DL
Surveyor inspects vehicle at garage or doorstep
Cashless repair at network garage or reimbursement
Common questions about vehicle insurance
Yes, as per the Motor Vehicles Act, a minimum of Third-Party Liability insurance is mandatory for all vehicles plying on public roads. Driving without insurance can attract penalties up to ₹2,000 and/or imprisonment.
Third-party covers only damages to others (people/property). Comprehensive covers damages to your own vehicle AND third-party liability. We highly recommend Comprehensive cover for complete protection.
NCB is a reward (discount on premium) given by insurers for not making a claim in the previous policy year. It starts at 20% and can go up to 50%. NCB can be transferred when you change insurers.
In a standard policy, depreciation is deducted on parts during claim replacement (e.g., 50% on rubber, 30% on plastic). With Zero Dep cover, you get the full claim amount without depreciation deduction.
Premium depends on: vehicle type & age, IDV (Insured Declared Value), location (metro cities cost more), claim history, add-ons selected, and your NCB percentage.
Yes, insurance can be transferred to the new owner. You need to inform the insurer and provide sale documents within 14 days. Alternatively, you can cancel and get a refund on unused premium.
