GrowthLink Logo
Invest wisely. Live freely.

Why Choose

Mutual Funds?

Investments primarily serve to fight inflation and secure your retirement. With guided investment, create generational wealth that lasts.

Wealth Creation
Financial Security
Beat Inflation
why_mutual_funds

Projected Cost of Living

(Assuming 6% annual inflation rate)

If your current monthly expense is ₹50,000, with 6% inflation, you will need around ₹3.84 L/month by age 65 to maintain the same lifestyle.

💡 Start investing early to beat inflation and secure your future!

Age
Monthly Cost
Yearly Cost
30 years
₹50,000
₹6.00 L
35 years
₹66,911
₹8.03 L
40 years
₹89,542
₹10.75 L
45 years
₹1.20 L
₹14.38 L
50 years
₹1.60 L
₹19.24 L
55 years
₹2.15 L
₹25.75 L
60 years
₹2.87 L
₹34.46 L
65 years
₹3.84 L
₹46.12 L

Value of ₹1 Lakh over Time

(Assuming 6% inflation rate)

Value of money diminishes over time due to factors like increased currency circulation. Holding ₹1 lakh in a bank account today, it may depreciate to the equivalent of 9,722 after 40 years.

⚠️ Inflation is inevitable. The only way to beat it is to invest wisely!

Time Period
Value of ₹1 Lakh
After 5 Years
74,726
After 10 Years
55,839
After 15 Years
41,727
After 20 Years
31,180
After 25 Years
23,300
After 30 Years
17,411
After 35 Years
13,011
After 40 Years
9,722

SIP: Building Wealth Systematically

(₹15,000/month @ 13% annual returns)

Starting early makes all the difference. A monthly SIP of ₹15,000 can grow to ₹24.53 Cr in 40 years. Your investments double approximately every 5-6 years!

Total Invested

₹72.00 L

Total Returns

₹23.81 Cr

💡 Start with as low as ₹500/month. The key is consistency!

Years
Invested
Corpus
Gains
5 yrs
₹9.00 L
₹12.72 L
₹3.72 L
10 yrs
₹18.00 L
₹37.00 L
₹19.00 L
15 yrs
₹27.00 L
₹83.35 L
₹56.35 L
20 yrs
₹36.00 L
₹1.72 Cr
₹1.36 Cr
25 yrs
₹45.00 L
₹3.41 Cr
₹2.96 Cr
30 yrs
₹54.00 L
₹6.63 Cr
₹6.09 Cr
35 yrs
₹63.00 L
₹12.78 Cr
₹12.15 Cr
40 yrs
₹72.00 L
₹24.53 Cr
₹23.81 Cr

SWP: Retirement Income Stream

(₹24 Cr corpus @ 12% returns, ₹5L/month withdrawal)

Imagine retiring with ₹24 crores. Drawing ₹5 lakhs monthly, you can maintain a premium lifestyle and still have ₹211.96 Cr remaining at age 80. Your wealth grows even as you spend!

Monthly Income

₹5 Lakhs

Yearly Income

₹60 Lakhs

🏆 Legacy Building: Pass on generational wealth to your loved ones while enjoying your retirement!

Age
Total Withdrawn
Corpus Remaining
60 years
-
₹24.00 Cr
65 years
₹3.00 Cr
₹39.52 Cr
70 years
₹6.00 Cr
₹67.71 Cr
75 years
₹9.00 Cr
₹118.92 Cr
80 years
₹12.00 Cr
₹211.96 Cr
85 years
₹15.00 Cr
₹380.98 Cr
90 years
₹18.00 Cr
₹688.04 Cr
95 years
₹21.00 Cr
₹1245.88 Cr

Ready to plan your financial future?

Calculate Your Wealth

Frequently Asked Questions

Common questions about mutual fund investments

What are Mutual Funds?

Mutual funds pool money from many investors to invest in stocks, bonds, or other assets. Professional fund managers handle the investments, making it easy for beginners to participate in the market.

What is SIP and why should I start one?

SIP (Systematic Investment Plan) lets you invest a fixed amount regularly (monthly/weekly). It averages out market volatility through rupee cost averaging and builds discipline. You can start with as little as ₹500/month.

Are Mutual Funds safe?

Mutual funds carry market risk, but risk levels vary by fund type. Debt funds are relatively safer, while equity funds have higher risk with higher return potential. Diversification within funds reduces individual stock risk.

How are Mutual Funds taxed?

Equity funds: STCG (< 1 year) at 20%, LTCG (> 1 year) at 12.5% above ₹1 lakh. Debt funds: Taxed as per your income slab regardless of holding period. We help you with tax-efficient withdrawal strategies.

Can I withdraw my money anytime?

Most open-ended funds allow withdrawal anytime. However, some funds have exit loads (usually 1% if withdrawn within 1 year). ELSS funds have a mandatory 3-year lock-in for tax benefits.