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Stable Returns

Corporate Fixed Deposits

Why settle for bank FD rates when you can earn more with the same safety? Invest in high-rated corporate FDs from trusted NBFCs and HFCs for superior returns.

AAA/AA+ Rated
Up to 9.25% Returns
Flexible Tenure

Compare & Earn More

Bank FD~6.50%
Corporate FDUp to 9.25%
Extra Earnings

On ₹10 Lakhs for 3 years, earn up to ₹85,000 more than bank FD!

Why Choose Corporate FDs?

Smarter savings for better returns

Higher Interest Rates

Earn up to 9.25% p.a. compared to 6-7% from bank fixed deposits.

Capital Protection

Invest in AAA/AA+ rated NBFCs and corporates with strong balance sheets.

Flexible Tenure

Choose from 12 months to 60 months based on your financial goals.

Senior Citizen Bonus

Additional 0.25% to 0.50% interest rate for senior citizens.

Trusted Partners

Invest in FDs from India's leading NBFCs and HFCs

AAA

Bajaj Finance

8.60%p.a.
AAA

Mahindra Finance

8.35%p.a.
AA+

Shriram Finance

9.21%p.a.
AA+

PNB Housing

8.50%p.a.

*Rates are indicative and subject to change. Contact us for current rates.

How to Invest

Simple steps to start earning higher returns

01

Choose FD

Select from our curated list of high-rated corporate FDs

02

Complete KYC

Quick digital KYC with PAN and Aadhaar verification

03

Invest & Earn

Transfer funds and start earning higher interest

Frequently Asked Questions

Common questions about corporate fixed deposits

What are Corporate Fixed Deposits?

Corporate FDs are term deposits offered by Non-Banking Financial Companies (NBFCs) and corporates. They work similarly to bank FDs but typically offer higher interest rates.

Are Corporate FDs safe?

Safety depends on the issuer's credit rating. We only recommend FDs from AAA and AA+ rated companies by CRISIL, ICRA, and CARE. These ratings indicate high safety and timely repayment capability.

How is the interest calculated?

You can choose cumulative (interest compounded and paid at maturity) or non-cumulative (periodic interest payouts - monthly, quarterly, or annually) options based on your income needs.

Is TDS applicable on Corporate FDs?

Yes, TDS is deducted if interest income exceeds ₹5,000 in a financial year. You can submit Form 15G/15H to avoid TDS if your total income is below taxable limits.

Can I withdraw before maturity?

Yes, premature withdrawal is allowed after a lock-in period (usually 3 months). A small penalty on the interest rate applies, similar to bank FDs.

What is the minimum investment amount?

Minimum investment varies by company, typically ranging from ₹10,000 to ₹25,000. There is usually no maximum limit.